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Information
Services
  • Telephone

    (+84) 97 531 9889

    (+84) 86 929 1771

  • Email

    infor@beau.vn

  • Our Office

    33 Giang Van Minh Street, Ba Dinh District, Hanoi, Vietnam

National Citizen Bank Internet Banking © 2021
-Beau Agency

Build consistent digital bank experience for individual & business

Creating an outstanding experience for
customers and accompanying them in their life and their business.

- NCB Bank

NCB positions itself as a smart, friendly financial advisor; committed to sustainable development to bring absolute safety to customers. With perfect, convenient and diversified products and services, NCB is a reliable partner and companion for customers
- be your Bank.

Internet banking has now become an essential application for users

According to a study by Boston Consulting Group (BCG) in 2020, in the era of explosive technology, users are now too familiar with technology applications that make life more convenient than ever with just a few clicks. Developing "customer centric" products helps businesses quickly meet to the user's continuously-changing needs and increase customer retention.

The market share thread from financial solution companies and other banks who quickly implemented digital transformation has created a digital transformation race in the banking industry in Southeast Asia in recent years.

Source: The Rise of Digital Banking in Southeast Asia - 2020

Top 3 motivations for users to use digital banking (% of respondents) Conduct survey on the change of user's needs for digital banking expericence Source: BCG REBEX Customer survey
Top 3 motivations for users to use digital banking Conduct survey on the change of user's needs for digital banking expericence Source: BCG REBEX Customer survey

Background

NCB is a young bank and is lagging behind other banks in the digital transformation race because of its old and outdated internet banking system which no longer meets the needs of users. In addition, with NCB's vision, the old IB system has become an obstacle in the bank's development.

The IB system does not meet the needs of users

Built in 2014; The system is no longer updated in terms of technology and images

It is an obstacle in NCB's development vision

Typeface

Color

Gradient Color

Primary and Pastel Color

UI kit Icon

SF Pro Text contributes to express the youthful, professional, friendly feeling of NCB; guaranteed seamless display across different screen sizes.

Function Icons
Subfunction icons
End-of-flow icons

UI kit Component

End User

Personal
Customers

Function Cases:

  • Log in
  • Account settings
  • Account Management
  • User Information Management
  • Online savings
  • Transfer
  • Sample transaction list
  • Card opening
  • Activate/Deactivate Card
  • Loans
  • Bills payment
  • Mobile phone
  • Exchange rates & interest rates
  • News, promotions
  • Customer support
  • Log in
  • Account settings
  • Account Management
  • User Information Management
  • Online savings
  • Transfer
  • Sample transaction list
  • Card opening
  • Activate/Deactivate Card
  • Loans
  • Bills payment
  • Mobile phone
  • Exchange rates & interest rates
  • News, promotions
  • Customer support
01

Personal Customers

Open bank account
Transfer
Expense management
Bill payment
Savings
Setting financial goals
Money Transfer to relatives
Loans
Request support
...

Pain ponts

Money
Transfer Flow

Combining fast transfer and normal transfer; internal and external bank at the same screen

Account Flow

01. Account Management The list of account types are shown at the same total assets chart/ loans chart which helps users have an overview of their assets / loans

Card service

At the card listing page, users can hover over cards to quickly navigate to taking actions such as: Issuing card, setting credit limit...

Services payment

All automatically paid invoices are listed through colored condensed content sections; help customers easily track their invoices and conveniently manage their finance

Checkout

End User

Corporate
Customer

Function Cases:

  • Log in
  • Transfer
  • Savings
  • User Information Management
  • Cards
  • Service payment
  • Cards
  • Setup - Settings
  • Account Management
  • Setup - Settings
  • Savings
  • Credit
  • Service register
  • Exchange rates, interest rates
  • Setup - Settings
  • Log in
  • Account settings
  • Account Management
  • User Information Management
  • Online savings
  • Transfer
  • Sample transaction list
  • Card opening
  • Activate/Deactivate Card
  • Loans
  • Bills payment
  • Mobile phone
  • Exchange rates & interest rates
  • News, promotions
  • Customer support
02

Personal Customer's Demands

Money transfer
Funding
Investment
Account management system
Financial management
Risk management
Financial report
Support service
Bills and taxes payment
...

Pain ponts

Money transfer approvement

Combining fast transfer and normal transfer; internal and external bank at the same screen

Transaction Management - Search with filter

Guideline document

The token design system documentation is carefully composed in order to develop and expand a unified product system for NCB

Responsive